Pre-Approved Equipment Finance made easy

Pre-Approved Equipment Finance made easy Did you know you may already be eligible for an Equipment Finance facility before you even apply? Many lenders have a simplified and streamlined application process for those applicants meeting certain criteria.  Am I or is my business eligible?* The pre-approval process for s streamlined application varies from lender to lender though there are some … Read More

Equipment Finance 101

Equipment Finance 101 What is equipment finance? Equipment finance includes a range of different loan structures that can help your business buy vehicles or equipment. The loan is usually secured against the asset being purchased with fixed instalments over a predetermined term. Facilities can even be structured in line with the business activity, allowing for no instalments during quieter times … Read More

Refinancing could save you thousands and give you greater flexibility

It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in the home loan sector, refinancing can be a good move. There are a number of reasons why you might want to refinance: you can consolidate debt from high-interest credit cards into a home loan with a lower rate of interest; … Read More

The Value of a Pre-Approval?

Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it. Pre-approval – also known as conditional approval or approval in principle – is an indication from a lender as to how much you can … Read More

The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how.

Parent-to-child loan A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement, administered by an independent third party. At the start of the loan period, both parties agree to terms including repayment amounts, a schedule and a process to manage defaults. Benefits: You can set generous terms for your child, but your assets, … Read More

A Step by Step Guide to Attracting Better Tenants

High-quality tenants make renting your investment property both easier and more lucrative, but how do you actually find them? Along with well-written rental ads, we look at some other ways to get high quality people into your investment property. There are several ways to finding your dream tenants: you can reach out to your personal networks, arrange a long-term rental through a … Read More

Your Property Inspection Checklist

When you’re house hunting, it’s easy to get distracted by aesthetics. This checklist will help you focus on what’s really important at a property inspection. Is it right for you? Is a spare bedroom, second bathroom or ensuite a must? Will everyone be safe or comfortable climbing stairs? Does your dog need space to roam? Be realistic about the features you … Read More

Asbestos Removal Do’s & Dont’s

Asbestos. The word alone is enough to send shivers down a home owner’s spine. If you’re renovating or selling, how do you know whether your property contains asbestos, and – if it does – what should you do about it? Asbestos was a commonly-used Australian residential building material from the 1940s until the late 1980s. Despite asbestos being phased out … Read More