First Home Buyers Grant

First Home Buyers Grant Buying your first home can sometimes feel a little overwhelming but can also be a wonderful and enjoyable experience. We all want to make the most of our first home purchase, the Great Start Grant can be a great way to start. When it comes to buying your first home, knowing what government assistance is available … Read More

RBA Interest Rate Announcement May 2nd 2016

Today the Reserve Bank of Australia met at its monthly meeting with the board decided to slash the official cash rate to a record low 1.75%.   This latest 25 basis point reduction comes as a surprise to most economists but is welcomed by mortgage holders. This latest cut represents about $3b to the Australian economy, which the RBA hopes … Read More

Sammut Bulow Property Tips

Sammut Bulow Accountants & Business Advisers   Some of Sammut Bulow’s accountants recently attended the NTAA Property & Tax seminar at the Hilton Hotel, Brisbane. The day was filled with hot tips aimed at taxpayers involved in the property industry.   Below are 5 of the top tips for rental properties received from the seminar. To discuss the tips in … Read More

Equipment Finance

A REAL Solution Many of you are well aware of what equipment finance (Chattel Mortgage, Lease, Hire Purchase) is and the role it plays within your business. Equipment Finance facilities provide advantages to business over cash purchases or utilising overdraft facilities for a number of reasons. However, something you may not be aware of is the risk appetite lenders have … Read More

How much can you afford to borrow with your first home loan?

Understanding how much borrowing capacity you have when buying your first home is an essential step for all newcomers to home ownership.The question of “How much can I borrow?” rears its ugly head for all new home buyers. As daunting as it can be, understanding your borrowing power is important – and essential – for those ready to get their … Read More

Navigating your first home loan application

Increase your chances of a fast approval with a well-prepared first home loan application. SB Lending show you how. Although applying for your first home loan may be the biggest financial decision you’ll make, it doesn’t need to be an overwhelming one. With the right preparation, a realistic understanding of your financial position and some professional guidance from a good … Read More