Your guide to investment property loans

There are certain things to look out for when selecting and applying for a loan for your investment property. Here we look at the main differences, the most popular loan types, and how to get the best mortgage for your situation.   Interest-only, fixed, variable, offset – finding the investment home loan that’s right for you can seem like a … Read More

Four must-haves for your next property inspection

You’re walking down the street when you see it – the perfect house. It’s charming, quaint and, okay, maybe a bit small, but you’re sure you could extend it later. But before you sign on the dotted line, consider whether your dreams will hold up under a little scrutiny. Every state has disclosure laws that require the vendor to tell … Read More

Your property inspection checklist

When you’re house hunting, it’s easy to get distracted by aesthetics. This checklist will help you focus on what’s really important at a property inspection.   Is it right for you? Is a spare bedroom, second bathroom or ensuite a must? Will everyone be safe or comfortable climbing stairs? Does your dog need space to roam? Be realistic about the … Read More

Easy landscaping tips when selling your property

Sure, you shouldn’t judge a book by its cover, but a scrappy yard can be an instant turn-off to potential home buyers, even if the house is a dream on the inside. We’ve pulled together some savvy landscaping tips to make sure your home is picture perfect for when you’re ready to sell. The first thing to keep in mind … Read More

The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how.

Parent-to-child loan A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement, administered by an independent third party. At the start of the loan period, both parties agree to terms including repayment amounts, a schedule and a process to manage defaults. Benefits: You can set generous terms for your child, but your assets, … Read More

Your Property Inspection Checklist

When you’re house hunting, it’s easy to get distracted by aesthetics. This checklist will help you focus on what’s really important at a property inspection. Is it right for you? Is a spare bedroom, second bathroom or ensuite a must? Will everyone be safe or comfortable climbing stairs? Does your dog need space to roam? Be realistic about the features you … Read More

Fixed, Variable or Split Rate Loans

FIND THE LOANS THAT’S RIGHT FOR YOU   In Australia, there are a number of ways to structure your home loan repayments. Finding the best option may save you time and money on your mortgage. Here is some information to help you choose the repayment structure that works best for you.   VARIABLE RATE LOANS Variable interest rate loans are … Read More

First Home Buyers Grant

First Home Buyers Grant Buying your first home can sometimes feel a little overwhelming but can also be a wonderful and enjoyable experience. We all want to make the most of our first home purchase, the Great Start Grant can be a great way to start. When it comes to buying your first home, knowing what government assistance is available … Read More

Navigating your first home loan application

Increase your chances of a fast approval with a well-prepared first home loan application. SB Lending show you how. Although applying for your first home loan may be the biggest financial decision you’ll make, it doesn’t need to be an overwhelming one. With the right preparation, a realistic understanding of your financial position and some professional guidance from a good … Read More