The Value of a Pre-Approval?

Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it. Pre-approval – also known as conditional approval or approval in principle – is an indication from a lender as to how much you can … Read More

Fixed, Variable or Split Rate Loans

FIND THE LOANS THAT’S RIGHT FOR YOU   In Australia, there are a number of ways to structure your home loan repayments. Finding the best option may save you time and money on your mortgage. Here is some information to help you choose the repayment structure that works best for you.   VARIABLE RATE LOANS Variable interest rate loans are … Read More

Top 5 Reasons to Refinance Your Home Loan

A home loan is generally a long-term proposition, but in some situations it can make sense to refinance your mortgage. Refinancing involves taking out a new mortgage and using those funds to pay off your existing mortgage. Doing so can save money and result in significant financial gains over time. Here are some things for you to consider if you’re … Read More