Your guide to investment property loans

There are certain things to look out for when selecting and applying for a loan for your investment property. Here we look at the main differences, the most popular loan types, and how to get the best mortgage for your situation.   Interest-only, fixed, variable, offset – finding the investment home loan that’s right for you can seem like a … Read More

How to safely remove a tree on your property

Established trees can enhance a property, so tree removal is generally a last resort. Given that a tree is a living organism – often a large and very heavy one – specialist skills are required even for partial removal jobs. Safe tree removal involves more than just a chainsaw and a couple of hours on a Saturday afternoon. Here’s what … Read More

Restumping 101: Everything you need to know about restumping your home

While it might seem intimidating, restumping your house doesn’t need to be a nightmare. Keep your cool and understand what you need to know to find a good contractor, and you can get the job done with a minimum of stress.   Does your house need restumping? Are there cracks in your plaster walls? Is your floor uneven? Do your … Read More

Should you live in your house while you renovate?

It can be tempting to stay in your home when you’re renovating, rather than spending money on rent. But is it really a good idea? Consider the pros and cons before you make a decision.   Advantages of staying in your home   You’ll keep your creature comforts and sleep at the same address, but what are the real advantages … Read More

Is it a good idea to manage your own investment property?

There are advantages and disadvantages to managing your own property. Let’s look at why you may want to do it yourself and why you might hire a professional. Buying an investment property is a major commitment. A key decision for many investors is whether to manage it themselves or to hire a property manager.   The pros of managing your … Read More

How to instill financial smarts in your kids

Worried about your kids not mastering the skills to manage their finances as adults? These tips for parents will help children develop good financial sense from a young age. Most parents want their children to achieve the Australian dream of home ownership. The good news is that parents can actually play a key role in making this happen by teaching … Read More

The renovation jobs you can do yourself – and those you shouldn’t

When it’s time to renovate, everyone wants to save money. It’s fine to be hands-on for some tasks, but there are a few projects that are definitely not DIY friendly. Here’s a guide to what you may want to do yourself and what you should leave to the professionals.   What to do yourself   Painting A fresh coat of … Read More

Mortgage offset accounts: Making your loan work for you

Savvy borrowers have an endgame in sight before they even apply for a home loan, and with the right mortgage offset account, they could win that game even more quickly. Home buyers usually focus on the here and now, not the distant future. Rather than the size of their loan balance in 10 or 20 years, they are more likely … Read More

How to modernize your kitchen on a budget

If you want to modernise your kitchen but you’re concerned about the cost, don’t be dismayed. There are many ways to get a new kitchen without destroying your bank balance.   Downgrade to upgrade Saving money doesn’t mean you have to compromise on everything in your new kitchen. Select a few fittings or features that you want to spend a … Read More

Refinancing could save you thousands and give you greater flexibility

It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in the home loan sector, refinancing can be a good move. There are a number of reasons why you might want to refinance: you can consolidate debt from high-interest credit cards into a home loan with a lower rate of interest; … Read More