The first thing most of us look at when selecting an investment property is its location. If the property itself isn’t quite right, you can always renovate, but it’s not as easy to move a house to a better location. That’s why you should consider the location carefully. Here are some of the most important things to look for. … Read More
Understanding which home loan features are right for you
Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money. A common trap some home-owners fall into is to consider a mortgage ‘set and forget’. You did your research, shopped around, found the right option and now you’re reluctant to revisit the process – … Read More
Smart tips for paying off your home loan sooner
Wondering how to pay off your home loan sooner? We look at some things you could do. Australian home loan interest rates remain at historic lows, and the opportunities for paying off a mortgage early are better than ever. Used in conjunction with low rates, here are some extra steps that can speed up loan repayments and reduce your loan … Read More
Finding a home loan when you’re self-employed
There are many perks to working for yourself, but when it comes to applying for a home loan, it seems being your own boss sends up a red flag to banks and other lenders. Why? A salaried employee has a regular, steady income and is less likely to experience the cash flow volatility of a small business owner, contractor, entrepreneur, … Read More
What’s the best fence for your property?
Privacy, security, beautification – there are plenty of reasons why you might choose to fence your property. Understand what your options are and how to choose the right fence. Why fence? You might want to keep your dog, or kids, securely inside. Or maybe you want to keep others out. Fencing can conceal a less-than-attractive streetscape. It can also … Read More
Your guide to investment property loans
There are certain things to look out for when selecting and applying for a loan for your investment property. Here we look at the main differences, the most popular loan types, and how to get the best mortgage for your situation. Interest-only, fixed, variable, offset – finding the investment home loan that’s right for you can seem like a … Read More
How to safely remove a tree on your property
Established trees can enhance a property, so tree removal is generally a last resort. Given that a tree is a living organism – often a large and very heavy one – specialist skills are required even for partial removal jobs. Safe tree removal involves more than just a chainsaw and a couple of hours on a Saturday afternoon. Here’s what … Read More
Restumping 101: Everything you need to know about restumping your home
While it might seem intimidating, restumping your house doesn’t need to be a nightmare. Keep your cool and understand what you need to know to find a good contractor, and you can get the job done with a minimum of stress. Does your house need restumping? Are there cracks in your plaster walls? Is your floor uneven? Do your … Read More
Should you live in your house while you renovate?
It can be tempting to stay in your home when you’re renovating, rather than spending money on rent. But is it really a good idea? Consider the pros and cons before you make a decision. Advantages of staying in your home You’ll keep your creature comforts and sleep at the same address, but what are the real advantages … Read More
Is it a good idea to manage your own investment property?
There are advantages and disadvantages to managing your own property. Let’s look at why you may want to do it yourself and why you might hire a professional. Buying an investment property is a major commitment. A key decision for many investors is whether to manage it themselves or to hire a property manager. The pros of managing your … Read More